Post by awespray on May 11, 2010 23:20:29 GMT -5
It was my pleasure to work with Gilligan on insurance for his 1992 Bayliner Trophy with all the electronic upgrades- radar, auto pilot, plotter, sonar, radio, etc. ( Tony, you really have a great boat and setup.)
We got everything set up to his satisfaction and he asked, "What's covered?"
I drilled down on fire, theft, collision, coverage for the lower unit, wreck removal, emergency service,etc.
Then he asked, " Well what's not covered?"
As we read through the exclusions, I was amazed at one of the changes in the policy.
What's not covered:
*Normal wear and tear, such as rust,corrosion,mold,wet or dry rot.
*Mechanical breakdown or an already existing physical defect.
*Damage caused by freezing, thawing or pressure of water or ice
*Etc, etc.
And then the change in the policy language that I had never seen before as an exclusion:
*Damage caused by birds, vermin, rodents, insects, domestic animals, or SALTY!
Gilligan, there are just some things you must assume the risk for on your own! ;D ;D ;D
Good luck fishing this week!
Awespray
Keep a tight line!
We got everything set up to his satisfaction and he asked, "What's covered?"
I drilled down on fire, theft, collision, coverage for the lower unit, wreck removal, emergency service,etc.
Then he asked, " Well what's not covered?"
As we read through the exclusions, I was amazed at one of the changes in the policy.
What's not covered:
*Normal wear and tear, such as rust,corrosion,mold,wet or dry rot.
*Mechanical breakdown or an already existing physical defect.
*Damage caused by freezing, thawing or pressure of water or ice
*Etc, etc.
And then the change in the policy language that I had never seen before as an exclusion:
*Damage caused by birds, vermin, rodents, insects, domestic animals, or SALTY!
Gilligan, there are just some things you must assume the risk for on your own! ;D ;D ;D
Good luck fishing this week!
Awespray
Keep a tight line!
Just kidding Tony, and drive safe on you way over.
